Alabama · Statewide

Merchant services in Alabama
with pricing you can read

Card processing and POS for Alabama restaurants, shops, auto shops, contractors, and service businesses, from Huntsville to the Gulf Coast. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Alabama businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Birmingham, Huntsville, and across Alabama.

ClearCost Payments is based in Aliso Viejo, California, and works with Alabama businesses by phone, text, and email.

Cities we serve

BirminghamHuntsvilleMobileMontgomeryTuscaloosaHooverAuburnDothanMadisonDecaturGulf ShoresFlorence

Metro area pages

Local business snapshot

Alabama small business, by the numbers.

Alabama has 465,610 small businesses, 99.4% of all businesses, and they employ 46.0% of the state's workers. (2022 data)

Sources: SBA Office of Advocacy, 2025 Alabama Small Business Profile

By business type

What we set up for Alabama businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around Alabama

Alabama, region by region.

Birmingham and Central Alabama

Birmingham, Hoover, Tuscaloosa, and the suburbs have restaurants, salons, medical offices, and shops, with game days that change everything in Tuscaloosa.

Huntsville and North Alabama

Huntsville, Madison, Decatur, and Florence have restaurants, retail, and service businesses serving a fast-growing population.

Mobile and the Gulf Coast

Mobile, Gulf Shores, Orange Beach, and Fairhope have seafood restaurants, rentals, and shops serving locals and visitors.

Montgomery and South Alabama

Montgomery, Auburn, and Dothan have restaurants, auto shops, and businesses serving state government, campus crowds, and farm country.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Alabama businesses →

Example setups

How Alabama businesses set it up.

A barbecue restaurant in Birmingham

A lunch line from the medical district and big catering orders on weekends.

Setup: FigurePOS with a kitchen display for the line, plus catering deposits collected by payment link.

A sports bar in Tuscaloosa

Seven home Saturdays that make the year, and a slow summer.

Setup: Union POS so fans order the next round from their phones, with Clover behind the bar for walk-ups.

A beach rental shop in Gulf Shores

Chairs, umbrellas, and bikes rented by the day or the week to vacationing families.

Setup: SwipeSimple Tap to Pay on iPhone out on the sand, with a card on file for every rental until the gear comes back.

A tire shop in Huntsville

Walk-in customers plus fleet accounts from contractors and service companies.

Setup: Payments that work alongside Tekmetric at the counter, and monthly invoices with a pay button for the fleet accounts.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across Alabama.

Gulf Coast restaurants, game-day crowds, and Birmingham meat-and-threes keep Alabama busy. Here's how we set them up.

Gulf Coast restaurants and shops

Tourism dominates the economy of Gulf Shores, home of the Hangout Music Festival each May.

Setup: HotSauce POS with handhelds out on the deck, and split checks for big vacation groups who all want separate tabs.

Tuscaloosa and Auburn game days

Alabama's Bryant–Denny Stadium in Tuscaloosa seats 100,077.

Setup: Extra handhelds and phone ordering for the weekends when the town nearly triples in size.

Birmingham meat-and-threes

The meat-and-three, one meat and three sides at a set price, is a Southern staple.

Setup: A fast cafeteria-style line, tips on the screen, and a monthly statement that's easy to follow.

Sources: Wikipedia, Gulf Shores · Wikipedia, Bryant–Denny Stadium · Wikipedia, Meat and three

Common questions

Straight answers.

Do you have an office in Alabama?

No. ClearCost Payments is based in Aliso Viejo, California. Alabama businesses work with us by phone, text, or email.

Do you work with businesses across Alabama?

Yes. From Birmingham, Huntsville, and Mobile to Montgomery, Tuscaloosa, and Gulf Shores, we work with businesses by phone, text, and email.

Can a beach rental business keep a card on file?

Yes. Keep a card on file when the rental starts, and take payment when the gear comes back.

Can a tailgate caterer take deposits?

Yes. Send a payment link by text or email for the deposit, then take the balance on game day.

Opening a new business in Alabama? Start here and we'll set you up from scratch.