Florida · Statewide

Merchant services in Florida
with pricing you can read

Card processing and POS for Florida restaurants, shops, salons, contractors, and service businesses, from Miami to the Panhandle. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Florida businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Miami, Orlando, Tampa, and across Florida.

ClearCost Payments is based in Aliso Viejo, California, and works with Florida businesses by phone, text, and email.

Cities we serve

MiamiOrlandoTampaJacksonvilleFort LauderdaleSt. PetersburgWest Palm BeachTallahasseeFort MyersSarasotaNaplesPensacola
Local business snapshot

Florida small business, by the numbers.

Florida has 3.5 million small businesses, 99.8% of all businesses, and they employ 39.6% of the state's workers. (2022 data)

Sources: SBA Office of Advocacy, 2025 Florida Small Business Profile

By business type

What we set up for Florida businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Florida businesses →

Around Florida

Florida, region by region.

South Florida

Miami, Fort Lauderdale, and West Palm Beach have dense neighborhoods full of restaurants, boutiques, salons, and medical offices. Fast checkout at the counter and paying at the table keep lines short and tables turning, even on the busiest nights of the season.

Central Florida

Orlando and the surrounding cities mix quick-service restaurants, shops near the attractions, and home service companies working across fast-growing suburbs. Kiosks help with the lunch rush, and handheld readers let crews take payment at the job.

Tampa Bay and the Gulf Coast

Tampa, St. Petersburg, Sarasota, Fort Myers, and Naples have waterfront restaurants, beach shops, and businesses that get much busier in the winter. Handhelds for the patio and fast tap payments at the counter help when the season is at its peak.

North Florida and the Panhandle

Jacksonville, Tallahassee, and Pensacola have neighborhood restaurants, contractors, and service businesses of every kind. Clover at the counter, with Clover Go or SwipeSimple for jobs, keeps everything in one account.

Example setups

How Florida businesses set it up.

A seafood restaurant in Destin

Busy summers and big vacation groups.

Setup: HotSauce POS with handhelds for the deck and split checks at the table.

A fishing charter in the Keys

Trips booked weeks ahead.

Setup: Deposits by payment link, with SwipeSimple at the dock for the balance.

A Cuban café in Miami

A ventanita line all day.

Setup: Clover at the window, with tips on the screen.

A pool company in Orlando

Weekly service routes and repairs.

Setup: Recurring billing for weekly pool service, with Clover Go for equipment repairs.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across Florida.

Miami Beach nightlife, Orlando conventions, and Keys charters keep Florida busy. Here's how we set them up.

Miami Beach nightlife

Miami Beach draws 13.3 million visitors a year and has the world's largest collection of Art Deco architecture.

Setup: Open tabs at the bar, split checks for big groups, and quick tap payments when the room is packed.

Orlando events and conventions

The Orange County Convention Center has more than two million square feet of exhibit space, the second-largest in the U.S.

Setup: Vendors at conventions, festivals, and markets take cards anywhere with handheld devices and Tap to Pay on iPhone, no Wi-Fi needed.

Keys charters

Fishing and tourism are the Florida Keys' biggest industries, and winter is peak season.

Setup: Fishing charters, boat rentals, and dive shops take deposits by payment link when guests book, then collect the rest at the dock.

Sources: Wikipedia, Miami Beach · Wikipedia, Orlando · Wikipedia, Florida Keys

Common questions

Straight answers.

Do you have an office in Florida?

No. ClearCost Payments is based in Aliso Viejo, California. Florida businesses work with us by phone, text, or email.

Can a boat charter take deposits before the trip?

Yes. Send a payment link by text or email when guests book, then collect the balance at the dock with a handheld or Tap to Pay on iPhone.

Can I offer dual pricing in Florida?

Yes. Dual pricing shows a cash price and a card price at checkout, and we set it up with the right signage and receipts. See dual pricing.

Do you work with businesses across the whole state?

Yes. From Miami and the Keys to Orlando, Tampa, Jacksonville, and the Panhandle, we work with businesses by phone, text, and email.

Can I take cards at the beach or at events?

Yes. SwipeSimple Tap to Pay on iPhone or the Swift B250 reader works wherever you have a data connection.

Opening a new business in Florida? Start here and we'll set you up from scratch.

Metro area pages in Florida

Nearby states