Tennessee · Metro area

Merchant services in Memphis
with pricing you can read

Card processing and POS for Memphis restaurants, barbecue joints, bars, shops, and service businesses, from Beale Street to Collierville. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Memphis businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Downtown, Beale Street, Midtown, and nearby.

ClearCost Payments is based in Aliso Viejo, California, and works with Memphis businesses by phone, text, and email.

Cities and neighborhoods we serve

DowntownBeale StreetMidtownCooper-YoungOverton SquareEast MemphisGermantownBartlettColliervilleCordovaSouthaven, MSWest Memphis, AR
Local business snapshot

What drives business in Memphis.

Memphis is a freight capital and the Home of the Blues.

Sources: Wikipedia, Memphis International Airport · Wikipedia, Beale Street · Wikipedia, Memphis in May

By business type

What we set up for Memphis businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around the area

Memphis, area by area.

Downtown and Beale Street

Restaurants, bars, and music venues serving locals and visitors.

Midtown

Cooper-Young, Overton Square, and Crosstown have restaurants, bars, and shops.

East Memphis and suburbs

Germantown, Collierville, Bartlett, and Cordova have restaurants, clinics, and salons.

Across the state lines

Southaven, Olive Branch, and West Memphis have restaurants, auto shops, and stores.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Memphis businesses →

Example setups

How Memphis businesses set it up.

A barbecue joint in Midtown

A lunch line for ribs and big catering orders.

Setup: FigurePOS at the counter and on a kitchen display, plus payment links for catering deposits.

A blues bar on Beale Street

Tabs, live music, and visitors every night.

Setup: MicroSale at the bar, with every tab pre-authorized when it opens.

A diner near the airport

Shift workers at all hours of the day and night.

Setup: Clover at the counter, with tips on the screen for a quick-moving line.

A tire shop in Bartlett

Walk-ins and fleet accounts from local businesses.

Setup: Payments that work alongside Tekmetric, with monthly invoices for fleet accounts.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across Memphis.

Barbecue joints, Beale Street bars, and Cooper-Young restaurants keep Memphis busy. Here's how we set them up.

Barbecue joints

The World Championship Barbecue Cooking Contest draws about 100,000 people each May.

Setup: Fast counters and catering deposits collected ahead of time.

Beale Street bars

Beale Street's blues clubs and restaurants are among the city's top attractions.

Setup: Tabs and handhelds for live music nights.

Cooper-Young restaurants

Cooper-Young mixes shops, bars, and restaurants, and its fall festival draws more than 130,000 people.

Setup: Payment taken at the table and online ordering.

Sources: Wikipedia, Memphis in May · Wikipedia, Beale Street · Wikipedia, Cooper-Young

Common questions

Straight answers.

Do you have an office in Memphis?

No. ClearCost Payments is based in Aliso Viejo, California. Memphis businesses work with us by phone, text, or email.

Do you work with businesses across Memphis?

Yes. From Downtown and Midtown to Germantown, Collierville, and Southaven, we work with businesses by phone, text, and email.

Can a barbecue restaurant take catering deposits?

Yes. Send a payment link for the deposit, then take the balance on the day.

Can a tire shop invoice fleet customers?

Yes. Send invoices with a pay button and keep cards on file.

Opening a new business in Memphis? Start here and we'll set you up from scratch.