Missouri · Metro area

Merchant services in St. Louis
with pricing you can read

Card processing and POS for St. Louis restaurants, bakeries, auto shops, contractors, and service businesses, from the Hill to St. Charles. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for St. Louis businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Downtown, Central West End, The Hill, and nearby.

ClearCost Payments is based in Aliso Viejo, California, and works with St. Louis businesses by phone, text, and email.

Cities and neighborhoods we serve

DowntownCentral West EndThe HillSoulardTower GroveThe GroveClaytonKirkwoodChesterfieldSt. CharlesO'FallonFlorissant
Local business snapshot

What drives business in St. Louis.

St. Louis is known for its markets, bakeries, and neighborhood bars.

Sources: Wikipedia, Soulard · Wikipedia, Gooey butter cake · Wikipedia, The Hill

By business type

What we set up for St. Louis businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around the area

St. Louis, area by area.

Central city

Downtown, the Central West End, the Grove, and Midtown have restaurants, bars, and shops.

South City

The Hill, Soulard, Tower Grove, and Cherokee Street have restaurants, bakeries, and markets.

West County

Clayton, Kirkwood, Webster Groves, and Chesterfield have restaurants, clinics, and boutiques.

St. Charles and North County

St. Charles, O'Fallon, and Florissant have restaurants, auto shops, and contractors.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for St. Louis businesses →

Example setups

How St. Louis businesses set it up.

An Italian restaurant on the Hill

Busy dinners, big family tables, and holiday parties.

Setup: Aloha sends orders to the line and splits checks by item, with Clover Flex for payment at the table.

A bakery in South City

Gooey butter cake by the tray and holiday pre-orders.

Setup: Clover at the counter, with deposits on big orders collected by payment link.

A bar near the ballpark

Packed on game days from April through September.

Setup: Union POS with phone ordering at every table, and Clover behind the bar for walk-ups.

An auto shop in St. Charles

Steady repair work and customers who settle up when the car is ready.

Setup: Payments that work alongside Tekmetric, with a text-to-pay link through the PayBright Gateway.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across St. Louis.

The Hill, Soulard bars, and South City bakeries keep St. Louis busy. Here's how we set them up.

The Hill's Italian restaurants

Toasted ravioli, fried Italian ravioli, is a St. Louis dish.

Setup: Payment taken at the table and checks split for big family dinners.

Soulard bars

Soulard's bars are known for live blues and jazz, plus regular pub crawls.

Setup: Tabs and handhelds for the busiest nights of the year.

South City bakeries

Gooey butter cake dates to a St. Louis bakery in the 1930s.

Setup: Morning rushes, holiday pre-orders, and tips on the screen.

Sources: Wikipedia, The Hill · Wikipedia, Soulard · Wikipedia, Gooey butter cake

Common questions

Straight answers.

Do you have an office in St. Louis?

No. ClearCost Payments is based in Aliso Viejo, California. St. Louis businesses work with us by phone, text, or email.

Do you work with businesses across St. Louis?

Yes. From the Hill and Soulard to Clayton, Chesterfield, and St. Charles, we work with businesses by phone, text, and email.

Can a bakery take deposits on big orders?

Yes. Send a payment link for the deposit, then take the balance at pickup.

Can a bar run tabs on handhelds?

Yes. Staff can open and close tabs on Clover handhelds.

Opening a new business in St. Louis? Start here and we'll set you up from scratch.