Texas · Metro area

Merchant services in Houston
with pricing you can read

Card processing and POS for Houston restaurants, auto shops, contractors, clinics, and shops, from the Heights to Katy and Pasadena. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Houston businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Downtown, The Heights, Montrose, and nearby.

ClearCost Payments is based in Aliso Viejo, California, and works with Houston businesses by phone, text, and email.

Cities and neighborhoods we serve

DowntownThe HeightsMontroseMidtownKatySugar LandThe WoodlandsPearlandPasadenaCypressSpringLeague City
Local business snapshot

What drives business in Houston.

Sources: Office of the Texas Governor, Houston–The Woodlands–Sugar Land region · Texas Medical Center, About TMC

By business type

What we set up for Houston businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around the area

Houston, area by area.

Inner Loop

Downtown, Midtown, Montrose, the Heights, and EaDo have restaurants, bars, salons, and boutiques. Busy patios and late nights call for handhelds and tabs.

West Houston and Katy

Katy, the Energy Corridor, and Cypress have family restaurants, clinics, salons, and shops serving fast-growing neighborhoods.

North Houston

The Woodlands, Spring, Tomball, and Humble have restaurants, gyms, contractors, and medical offices.

South and East Houston

Sugar Land, Pearland, Pasadena, League City, and Clear Lake have restaurants, auto shops, and businesses near the port and NASA.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Houston businesses →

Example setups

How Houston businesses set it up.

A crawfish restaurant in the Heights

Two-hour waits on spring weekends and tables of twelve splitting the bill.

Setup: HotSauce POS with handhelds, so servers split checks by seat right at the table.

An auto repair shop in Pasadena

Twenty cars a day and customers who pay after pickup.

Setup: Payments that work alongside Tekmetric, with a text-to-pay link through the PayBright Gateway when the car is ready.

A pediatric dental office in Katy

Busy after-school appointments and treatment plans paid over time.

Setup: Payments that work alongside Dentrix, with recurring billing for payment plans and text-to-pay for balances.

A restoration contractor in Sugar Land

Storm jobs, insurance work, and deposits collected before crews roll out.

Setup: Payments that work alongside Jobber, deposits sent by payment link, and Clover Go to collect the balance on-site.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across Houston.

Houston taquerias, Bellaire Boulevard restaurants, and Kemah waterfront spots keep the city busy. Here's how we set them up.

Taquerias and taco trucks

Texas Monthly says Houston offers tacos from all over, shaped by people who moved here from other countries and from across the U.S.

Setup: FigurePOS with a kitchen display at the counter, and SwipeSimple Tap to Pay on iPhone for the truck out front.

Bellaire Boulevard restaurants

Visit Houston says dining along Bellaire Boulevard, through Chinatown and Asiatown, is endless, with plenty of late-night options.

Setup: Aloha for busy dining rooms, big family groups, and checks split every which way.

Kemah and Clear Lake waterfront spots

The Kemah Boardwalk is a 60-acre boardwalk with restaurants, rides, and shops on Galveston Bay and Clear Lake.

Setup: Handhelds so the deck gets served as fast as inside, and a counter POS for the shops.

Sources: Texas Monthly, The Houston Taco Trail · Visit Houston, Where to eat in Bellaire · Wikipedia, Kemah Boardwalk

Common questions

Straight answers.

Do you have an office in Houston?

No. ClearCost Payments is based in Aliso Viejo, California. Houston businesses work with us by phone, text, or email.

Do you work with businesses across the Houston area?

Yes. From the Heights and Montrose to Katy, Sugar Land, and The Woodlands, we work with Houston businesses by phone, text, and email.

Do you work with medical and dental offices near the Texas Medical Center?

Yes. LQpay sends text-to-pay requests and keeps cards on file, and it connects to 125+ practice management systems. See healthcare payments.

Can a contractor take deposits after a storm?

Yes. Send a payment link by text or email for the deposit, then take the final payment on-site.

Can a restaurant split checks for big groups?

Yes. Clover splits checks by seat or by item, and handhelds let servers take payment at the table.

Opening a new business in Houston? Start here and we'll set you up from scratch.