Texas · Metro area

Merchant services in San Antonio
with pricing you can read

Card processing and POS for San Antonio restaurants, food trucks, shops, contractors, and service businesses, from the River Walk to Stone Oak. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for San Antonio businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Downtown, The Pearl, Southtown, and nearby.

ClearCost Payments is based in Aliso Viejo, California, and works with San Antonio businesses by phone, text, and email.

Cities and neighborhoods we serve

DowntownThe PearlSouthtownAlamo HeightsStone OakMedical CenterLeon ValleySchertzNew BraunfelsBoerneHelotesConverse
Local business snapshot

What drives business in San Antonio.

The River Walk is San Antonio's busiest stretch for restaurants and shops.

Sources: Wikipedia, San Antonio River Walk

By business type

What we set up for San Antonio businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around the area

San Antonio, area by area.

Downtown and the River Walk

Downtown, the Pearl, Southtown, and King William have restaurants, bars, galleries, and shops serving visitors and locals.

North Central

Alamo Heights, Stone Oak, and the Medical Center have restaurants, salons, clinics, and shops.

Northeast and the bases

Schertz, Converse, Live Oak, and the areas near the bases have restaurants, auto shops, and businesses serving military families.

Hill Country edge

Boerne, Helotes, and New Braunfels have restaurants, wineries, river outfitters, and boutiques.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for San Antonio businesses →

Example setups

How San Antonio businesses set it up.

A Tex-Mex restaurant on the River Walk

Visitors, big groups, and patio tables right over the water.

Setup: HotSauce POS with handhelds, so checks get split at the table instead of at a crowded terminal.

A panadería on the West Side

A 6 a.m. rush and big orders for quinceañeras and holidays.

Setup: Clover at the counter for the morning line, with deposits on big orders collected by payment link.

A barbershop near Joint Base San Antonio

Walk-ins from the base and regulars who come in every two weeks.

Setup: Clover at the front desk, with tips on the screen and quick tap payments between cuts.

A tube rental in New Braunfels

Summer weekends on the river with lines of families waiting to float.

Setup: SwipeSimple Tap to Pay on iPhone at the check-in tent, with a card on file for every tube and cooler.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across San Antonio.

River Walk restaurants are San Antonio's best-known stretch. Here's how we set them up.

River Walk restaurants

The River Walk runs 2.5 miles, with restaurants and shops on both sides.

Setup: Handhelds, split checks, and fast checkout for visitors who want to get back to sightseeing.

Sources: Wikipedia, San Antonio River Walk

Common questions

Straight answers.

Do you have an office in San Antonio?

No. ClearCost Payments is based in Aliso Viejo, California. San Antonio businesses work with us by phone, text, or email.

Do you work with businesses across San Antonio?

Yes. From Downtown and the Pearl to Stone Oak, Alamo Heights, and New Braunfels, we work with businesses by phone, text, and email.

Can a vendor take cards during Fiesta?

Yes. Clover handhelds and SwipeSimple Tap to Pay on iPhone run on cell data, so you can take cards anywhere.

Can a river outfitter keep a card on file?

Yes. Keep a card on file when the rental starts, and take payment when gear comes back.

Opening a new business in San Antonio? Start here and we'll set you up from scratch.