Texas · Metro area

Merchant services in Austin
with pricing you can read

Card processing and POS for Austin restaurants, food trucks, bars, shops, and service businesses, from South Congress to Round Rock. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Austin businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Downtown, East Austin, South Congress, and nearby.

ClearCost Payments is based in Aliso Viejo, California, and works with Austin businesses by phone, text, and email.

Cities and neighborhoods we serve

DowntownEast AustinSouth CongressSouth LamarThe DomainMuellerRound RockCedar ParkGeorgetownPflugervilleLeanderDripping Springs
Local business snapshot

Austin small business, by the numbers.

The Austin–Round Rock–San Marcos metro has 301,266 small businesses, and they employ 48.1% of the area's workers. (2022 data)

Sources: SBA Office of Advocacy, 2025 Small Business Profiles: South metros · KUT, How Austin became the Live Music Capital of the World

By business type

What we set up for Austin businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around the area

Austin, area by area.

Central Austin

Downtown, South Congress, East Austin, and the Red River district have restaurants, bars, venues, and boutiques.

North Austin

The Domain, Mueller, and North Lamar have restaurants, shops, gyms, and offices.

Williamson County

Round Rock, Cedar Park, Georgetown, Leander, and Pflugerville have restaurants, salons, gyms, and clinics.

Southwest and Hays County

Dripping Springs, Buda, Kyle, and Bee Cave have wineries, breweries, restaurants, and shops.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Austin businesses →

Example setups

How Austin businesses set it up.

A food truck in East Austin

Lunch near the office parks, then a trailer park crowd until 2 a.m.

Setup: SwipeSimple Tap to Pay on iPhone, with the Swift B250 reader for customers who prefer to insert a card.

A live music bar on Red River

Cover at the door, tabs at the bar, and band merch at the back.

Setup: Union POS for phone ordering on packed nights, with Clover at the door and the merch table.

A yoga studio in Cedar Park

Monthly members, class packs, and weekend workshops.

Setup: Payments that work alongside Mindbody, with memberships billed automatically each month.

A winery in Dripping Springs

Weekend tastings, private events, and a wine club.

Setup: Clover at the tasting bar for flights and bottles, with club shipments billed automatically.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across Austin.

Food trucks, Red River venues, and Hill Country wineries keep Austin busy. Here's how we set them up.

Food trucks

Austin has more than 1,500 mobile food vendors across the city, as of 2025.

Setup: SwipeSimple Tap to Pay on iPhone running on cell data, and online ordering so the line keeps moving.

Red River venues

The Red River Cultural District calls itself Austin's largest concentration of live music venues.

Setup: Phone ordering, open tabs, tickets, and merch, all in one place.

Hill Country wineries

The Texas Hill Country Wineries association has more than 60 member wineries.

Setup: Tasting room checkout and club members billed automatically.

Sources: KUT, Austin food truck inspections (June 2025) · Red River Cultural District, Who we are · Wine Industry Advisor, Texas Hill Country Wineries (2026)

Common questions

Straight answers.

Do you have an office in Austin?

No. ClearCost Payments is based in Aliso Viejo, California. Austin businesses work with us by phone, text, or email.

Do you work with businesses across Austin?

Yes. From Downtown and East Austin to Round Rock, Cedar Park, and Dripping Springs, we work with businesses by phone, text, and email.

Can a food truck take cards without Wi-Fi?

Yes. SwipeSimple Tap to Pay on iPhone uses your phone's data connection, so you don't need Wi-Fi.

Can a live music venue run tabs and sell merch at the door?

Yes. Run bar tabs and ring up door sales and merch on one Clover system, or use Union so guests order and pay from their phones on packed nights.

Can a fitness studio bill members monthly?

Yes. Recurring billing charges members on a schedule you set, and class packs can be sold online.

Opening a new business in Austin? Start here and we'll set you up from scratch.