New Jersey · Statewide

Merchant services in New Jersey
with pricing you can read

Card processing and POS for New Jersey restaurants, delis, shops, salons, contractors, and service businesses, from North Jersey to the Shore. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for New Jersey businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Newark, Jersey City, and across New Jersey.

ClearCost Payments is based in Aliso Viejo, California, and works with New Jersey businesses by phone, text, and email.

Cities we serve

NewarkJersey CityPatersonElizabethEdisonWoodbridgeToms RiverHobokenTrentonCherry HillAtlantic CityPrinceton
Local business snapshot

New Jersey small business, by the numbers.

New Jersey has 1,051,630 small businesses, 99.7% of all businesses, and they employ 48.8% of the state's workers. (2022 data)

Sources: SBA Office of Advocacy, 2025 New Jersey Small Business Profile

By business type

What we set up for New Jersey businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around New Jersey

New Jersey, region by region.

North Jersey

Newark, Jersey City, Hoboken, Paterson, and the Bergen and Essex suburbs have restaurants, delis, salons, and shops of every size.

Central Jersey

Edison, Woodbridge, New Brunswick, Princeton, and Trenton have restaurants, ethnic markets, and businesses serving commuters.

South Jersey

Cherry Hill and the Philadelphia suburbs have restaurants, auto shops, and shops serving a big suburban population.

The Jersey Shore

Asbury Park, Toms River, Atlantic City, and Cape May have boardwalk shops, restaurants, and rentals serving summer crowds.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for New Jersey businesses →

Example setups

How New Jersey businesses set it up.

A diner in North Jersey

Open from 6 a.m. to midnight, with dine-in, takeout, and delivery.

Setup: Aloha for table service and split checks, with online ordering feeding the kitchen for takeout.

A boardwalk shop at the Shore

Huge summer crowds from Memorial Day to Labor Day, then closed.

Setup: KORONA POS for gift inventory, with an extra register added for the summer and removed after.

A nail salon in Edison

A mix of booked appointments and walk-ins, with tips on nearly every service.

Setup: Cojilio for online booking and reminders, with tips on the screen at checkout.

A pizzeria in a commuter town

Takeout at dinner and its own delivery drivers out every night.

Setup: FoodTec with web ordering and driver tracking, so the phone isn't ringing nonstop at 6 p.m.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across New Jersey.

Boardwalk shops and arcades keep the Jersey Shore busy. Here's how we set them up.

Shore boardwalk shops and arcades

The Jersey Shore has the highest concentration of oceanside boardwalks in the U.S., and Atlantic City's is the world's oldest.

Setup: Fast tap payments for summer crowds and devices added only for the season.

Sources: Wikipedia, Jersey Shore

Common questions

Straight answers.

Do you have an office in New Jersey?

No. ClearCost Payments is based in Aliso Viejo, California. New Jersey businesses work with us by phone, text, or email.

Do you work with businesses across New Jersey?

Yes. From Newark and Jersey City to Edison, Cherry Hill, and the Shore, we work with businesses by phone, text, and email.

Can a Shore business add devices for summer?

Yes. The processing agreement is month-to-month, so you can add devices for the busy season and scale back after.

Can a salon take deposits for no-shows?

Yes. Take a deposit when the client books, and apply it to the visit at checkout.

Opening a new business in New Jersey? Start here and we'll set you up from scratch.