Massachusetts · Statewide

Merchant services in Massachusetts
with pricing you can read

Card processing and POS for Massachusetts restaurants, shops, clinics, contractors, and service businesses, from Boston to the Berkshires and Cape Cod. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Massachusetts businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Boston, Worcester, and across Massachusetts.

ClearCost Payments is based in Aliso Viejo, California, and works with Massachusetts businesses by phone, text, and email.

Cities we serve

BostonWorcesterSpringfieldCambridgeLowellBrocktonQuincyLynnNew BedfordSomervilleSalemPlymouth

Metro area pages

Local business snapshot

Massachusetts small business, by the numbers.

Massachusetts has 756,096 small businesses, 99.5% of all businesses, and they employ 44.7% of the state's workers. (2022 data)

Sources: SBA Office of Advocacy, 2025 Massachusetts Small Business Profile

By business type

What we set up for Massachusetts businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around Massachusetts

Massachusetts, region by region.

Greater Boston

Boston, Cambridge, Somerville, Quincy, and the suburbs have restaurants, clinics, salons, and shops of every size.

Central Massachusetts

Worcester and the surrounding towns have restaurants, shops, and businesses serving colleges and healthcare workers.

Western Massachusetts

Springfield, Northampton, Amherst, and the Berkshires have restaurants, galleries, and businesses serving college towns and visitors.

North Shore, South Shore, and the Cape

Salem, Lowell, Plymouth, New Bedford, and Cape Cod have seafood restaurants, shops, and seasonal businesses.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Massachusetts businesses →

Example setups

How Massachusetts businesses set it up.

A clam shack on Cape Cod

Lines down the street in July, closed by Columbus Day.

Setup: Quantic with a kitchen display, and a second terminal added only for July and August.

A physical therapy clinic in Boston

Copays at each visit and balances after insurance pays.

Setup: Payments that work alongside WebPT, with text-to-pay links for remaining balances.

A coffee shop in Cambridge

A morning rush from students and lab workers, plus online orders.

Setup: Clover at the counter, with online ordering so pickup orders are ready when people arrive.

A gift shop in Salem

October crowds that dwarf the rest of the year.

Setup: KORONA POS for inventory, with an extra register opened just for October.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across Massachusetts.

Cape Cod seafood spots, North End restaurants, and Salem shops keep Massachusetts busy. Here's how we set them up.

Cape Cod seafood spots

Cape Cod is known for its oysters and clams, and its tourist season runs from about Memorial Day to Columbus Day.

Setup: Fast counter lines and an extra device for the summer, dropped after the season.

Boston neighborhood restaurants

Boston's North End, the city's oldest neighborhood, is lined with cafés, small grocers, and Italian restaurants.

Setup: Table service, split checks, and online ordering for takeout nights.

Salem shops and tours

Salem sees more than one million visitors at the October peak.

Setup: Tour bookings through TicketSpice and fast checkout for October crowds.

Sources: Wikipedia, Cape Cod · Wikipedia, North End · Wikipedia, Salem

Common questions

Straight answers.

Do you have an office in Massachusetts?

No. ClearCost Payments is based in Aliso Viejo, California. Massachusetts businesses work with us by phone, text, or email.

Do you work with businesses across Massachusetts?

Yes. From Boston and Worcester to Springfield, Salem, and Cape Cod, we work with businesses by phone, text, and email.

Can a clinic set up payment plans?

Yes. Recurring billing charges patients on a schedule you set, and text-to-pay lets them pay balances from their phone.

Can a seasonal business scale devices?

Yes. The processing agreement is month-to-month, so you can add devices for summer and scale back after.

Opening a new business in Massachusetts? Start here and we'll set you up from scratch.