Rhode Island · Statewide

Merchant services in Rhode Island
with pricing you can read

Card processing and POS for Rhode Island restaurants, shops, seasonal businesses, contractors, and service businesses, from Providence to Newport and Block Island. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Rhode Island businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Providence, Warwick, and across Rhode Island.

ClearCost Payments is based in Aliso Viejo, California, and works with Rhode Island businesses by phone, text, and email.

Cities we serve

ProvidenceWarwickCranstonPawtucketEast ProvidenceWoonsocketNewportCoventryCumberlandNorth KingstownWesterlyNarragansett

Metro area pages

Local business snapshot

Rhode Island small business, by the numbers.

Rhode Island has 116,149 small businesses, 98.9% of all businesses, and they employ 51.1% of the state's workers. (2022 data)

Sources: SBA Office of Advocacy, 2025 Rhode Island Small Business Profile

By business type

What we set up for Rhode Island businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around Rhode Island

Rhode Island, region by region.

Providence metro

Providence, Pawtucket, East Providence, and Cranston have restaurants, salons, shops, and clinics.

Kent County

Warwick, Coventry, and West Warwick have restaurants, shops, and businesses near the airport and along the bay.

Newport and Aquidneck Island

Newport, Middletown, and Portsmouth have restaurants, boutiques, and businesses serving visitors and sailors.

South County and Block Island

Narragansett, Westerly, and Block Island have beach businesses, rentals, and seafood spots.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Rhode Island businesses →

Example setups

How Rhode Island businesses set it up.

A restaurant on Federal Hill in Providence

Dinner service, big family groups, and holiday parties.

Setup: Aloha for table service and kitchen routing, with handheld Clover Flex devices so tables turn faster.

A clam shack in Narragansett

Huge summer lines for clam cakes and chowder.

Setup: Quantic with a kitchen display, plus a second terminal added for the summer.

A boat rental in Newport

Day rentals for visitors all summer long.

Setup: A card on file for every rental, with SwipeSimple at the dock.

A salon in Cranston

Appointments, deposits for no-shows, and tips.

Setup: Cojilio for online booking and checkout.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across Rhode Island.

Providence restaurants and Newport shops keep Rhode Island busy. Here's how we set them up.

Providence restaurants

Federal Hill's Atwells Avenue has more than twenty restaurants in a quarter mile.

Setup: Table service and split checks at dinner, and online ordering for takeout nights.

Newport boutiques and tours

Seasonal tourism is a major economic engine for Newport, home of Gilded Age mansion museums and called the Sailing Capital of the World.

Setup: Material POS for boutiques, and tour deposits by payment link.

Sources: Wikipedia, Federal Hill · Wikipedia, Newport

Common questions

Straight answers.

Do you have an office in Rhode Island?

No. ClearCost Payments is based in Aliso Viejo, California. Rhode Island businesses work with us by phone, text, or email.

Do you work with businesses across Rhode Island?

Yes. From Providence and Warwick to Newport, Westerly, and Block Island, we work with businesses by phone, text, and email.

Can a boat rental keep a card on file?

Yes. Keep a card on file when the rental starts, and take payment when the boat comes back.

Can a seasonal business add devices for summer?

Yes. The processing agreement is month-to-month, so you can add devices for summer and scale back after.

Opening a new business in Rhode Island? Start here and we'll set you up from scratch.