Rhode Island · Metro area

Merchant services in Providence
with pricing you can read

Card processing and POS for Providence restaurants, cafés, shops, and service businesses, from Federal Hill to Wickenden Street. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for Providence businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Downcity, Federal Hill, Fox Point, and nearby.

ClearCost Payments is based in Aliso Viejo, California, and works with Providence businesses by phone, text, and email.

Cities and neighborhoods we serve

DowncityFederal HillFox PointCollege HillWickenden StreetWest EndOlneyvillePawtucketCranstonEast ProvidenceNorth ProvidenceJohnston
Local business snapshot

What drives business in Providence.

Providence is known for its restaurants, helped by a culinary school that keeps chefs in town.

Sources: Wikipedia, Federal Hill · SBA Office of Advocacy, 2025 Rhode Island Small Business Profile

By business type

What we set up for Providence businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around the area

Providence, area by area.

Downcity and Federal Hill

Restaurants, bars, bakeries, and markets.

East Side

College Hill, Fox Point, and Wickenden Street have cafés, restaurants, and boutiques.

West End and Olneyville

Restaurants, breweries, and maker spaces.

Surrounding cities

Pawtucket, Cranston, East Providence, and Johnston have restaurants, auto shops, and stores.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for Providence businesses →

Example setups

How Providence businesses set it up.

An Italian restaurant on Federal Hill

Busy dinners and big family groups.

Setup: Aloha splits checks however the table wants, and servers take payment on Clover Flex before the plates are cleared.

A coffee shop on College Hill

Students between classes and faculty at lunch.

Setup: Clover at the register and online ordering, so regulars skip the line.

A maker shop in the West End

In-store sales and an online store.

Setup: Material POS with Shopify sync across the shop and the website.

A salon in Cranston

Booked appointments, no-show deposits, and retail product sales.

Setup: Cojilio for booking and checkout.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across Providence.

Federal Hill restaurants are a Providence favorite. Here's how we set them up.

Federal Hill restaurants and markets

Johnson & Wales University helps Providence attract and keep skilled chefs, many on Atwells Avenue.

Setup: Handhelds in the dining room, and holiday trays reserved with a deposit.

Sources: Wikipedia, Federal Hill

Common questions

Straight answers.

Do you have an office in Providence?

No. ClearCost Payments is based in Aliso Viejo, California. Providence businesses work with us by phone, text, or email.

Do you work with businesses across Providence?

Yes. From Federal Hill and Fox Point to Pawtucket, Cranston, and East Providence, we work with businesses by phone, text, and email.

Can a restaurant split checks?

Yes. Clover splits checks by seat or by item.

Can a maker sell online and in the shop?

Yes. Online orders sync to the same inventory.

Opening a new business in Providence? Start here and we'll set you up from scratch.

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