New York · Metro area

Merchant services in New York City
with pricing you can read

Card processing and POS for New York City restaurants, bodegas, shops, salons, and service businesses, in all five boroughs. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.

  • No contracts, month-to-month
  • Fast approvals
  • Next-day funding
  • Free equipment if you qualify

New business? No statements needed. Fill in the form and we'll set you up from scratch.

Prefer to talk? Call 949-946-2442 or text us

Free rate analysis for New York City businesses

Tell us a little about your business and we'll follow up. No statements needed to start.

  1. Send your statement or a few details.New business? No statement needed.
  2. We review it line by line and show you what you're actually paying.
  3. You get a clear proposal. No obligation, no pressure.

We reply the same business day, Mon–Fri 7am–7pm Pacific.

We only use this to respond to you, and we never sell your information. See our Privacy Policy.

Where we work

Merchant services in Manhattan, Brooklyn, Queens, and nearby.

ClearCost Payments is based in Aliso Viejo, California, and works with New York City businesses by phone, text, and email.

Cities and neighborhoods we serve

ManhattanBrooklynQueensThe BronxStaten IslandWilliamsburgAstoriaFlushingHarlemPark SlopeLong Island CityBay Ridge
Local business snapshot

What drives business in New York City.

New York City runs on corner stores and neighborhood restaurants.

Sources: Wikipedia, Bodega · Wikipedia, Flushing

By business type

What we set up for New York City businesses.

Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.

Around the area

New York City, area by area.

Manhattan

Midtown, the Village, the Lower East Side, Harlem, and the Upper West Side have restaurants, delis, salons, and boutiques.

Brooklyn

Williamsburg, Park Slope, Bushwick, Bay Ridge, and Flatbush have restaurants, cafés, makers, and corner stores.

Queens

Astoria, Flushing, Jackson Heights, and Long Island City have international restaurants, markets, and shops.

The Bronx and Staten Island

Arthur Avenue, Fordham, and Staten Island have family restaurants, bakeries, auto shops, and stores.

Every account

What every account gets.

Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →

Free rate analysis for New York City businesses →

Example setups

How New York City businesses set it up.

A bodega in the Bronx

Open nearly around the clock, with thousands of items and many EBT customers.

Setup: OctoPOS with barcode scanning, EBT/SNAP, and inventory.

A pizza counter in Brooklyn

Slices at lunch and delivery orders all evening.

Setup: FoodTec handling web orders and drivers, so delivery runs on time on busy nights.

A nail salon in Queens

Walk-ins all afternoon, booked appointments in the evening, and tips on every service.

Setup: Cojilio for booking and reminders, with tips on the screen.

A coffee cart in Midtown

A fast morning line on the sidewalk before 9 a.m.

Setup: SwipeSimple Tap to Pay on iPhone, so the line moves on taps alone, with a Swift B250 reader as a fallback.

These are examples, not specific clients. Your setup is based on how your business runs and what you process.

Local spotlight

Local favorites across New York City.

Bodegas and Flushing restaurants keep New York City busy. Here's how we set them up.

Bodegas and corner delis

In the Bronx there were 25 bodegas for every supermarket as of 2019.

Setup: OctoPOS with scanners, EBT/SNAP, and fast tap payments.

Flushing restaurants

Flushing is a food destination for Hakka, Taiwanese, Sichuan, and Dongbei cooking.

Setup: Busy dining rooms, big groups, and split checks.

Sources: Wikipedia, Bodega · Wikipedia, Flushing

Common questions

Straight answers.

Do you have an office in New York City?

No. ClearCost Payments is based in Aliso Viejo, California. New York City businesses work with us by phone, text, or email.

Do you work with businesses in all five boroughs?

Yes. From Manhattan and Brooklyn to Queens, the Bronx, and Staten Island, we work with businesses by phone, text, and email.

Can a coffee cart take cards without Wi-Fi?

Yes. SwipeSimple Tap to Pay on iPhone and Clover handhelds run on cell data.

Can a bodega track inventory?

Yes. KORONA POS and Clover both track inventory with barcode scanning.

Opening a new business in New York City? Start here and we'll set you up from scratch.