Hawaii · Statewide
Card processing and POS for Hawaii restaurants, shops, tour operators, surf shops, and service businesses, from Honolulu to Hilo. Month-to-month. Next-day funding. Pricing you can actually read. Start with a Free Rate Analysis.
New business? No statements needed. Fill in the form and we'll set you up from scratch.
Prefer to talk? Call 949-946-2442 or text us
Tell us a little about your business and we'll follow up. No statements needed to start.
ClearCost Payments is based in Aliso Viejo, California, and works with Hawaii businesses by phone, text, and email.
Hawaii has 144,375 small businesses, 99.3% of all businesses, and they employ 49.6% of the state's workers. (2022 data)
Accommodation and food services employs more small-business workers here than any other industry: 46,743 people.
Restaurant payments →
Professional, scientific, and technical services is the most common type of small business here, with 19,640 firms.
Professional services payments →
Visitors spent about $20.68 billion in Hawaii in 2024.
Retail payments →
Sources: SBA Office of Advocacy, 2025 Hawaii Small Business Profile
Each industry page shows the POS systems, terminals, and payment tools we set up for that kind of business.
Honolulu, Waikiki, Kailua, Kapolei, and Pearl City have restaurants, shops, tours, and businesses serving locals, visitors, and military families.
Kahului, Kihei, Wailea, and Upcountry have restaurants, tour operators, and shops serving visitors and locals.
Hilo, Kailua-Kona, and Waimea have restaurants, coffee farms, tours, and shops.
Lihue, Kapaa, and Poipu have restaurants, rentals, and tours serving visitors and locals.
Month-to-month with no cancellation fee, next-day funding, free equipment if you qualify, and processor and POS support 24/7, except most federal holidays. Day-to-day questions come straight to us at 949-946-2442, Mon–Fri 7am–7pm Pacific. See pricing →
Morning boat trips booked online, with check-in at the harbor at dawn.
Setup: Deposits by payment link at booking, with SwipeSimple at the dock for the balance and photo packages.
A lunch line from construction crews, offices, and visitors.
Setup: FigurePOS with a kitchen display, plus online ordering so call-in orders stop tying up the phone.
Board rentals, lessons, and gear sales to visitors and locals.
Setup: Clover at the counter, with a card on file for every rental and lesson.
Farm tours, tastings, and bags of coffee shipped to the mainland.
Setup: Clover at the farm store, with online ordering for shipping orders.
These are examples, not specific clients. Your setup is based on how your business runs and what you process.
Honolulu plate-lunch counters, tour operators, and Kona coffee farms keep Hawaii busy. Here's how we set them up.
The plate lunch, rice, mac salad, and a main, goes back to Hawaii's plantation workers in the 1880s.
Setup: Fast counter lines, tips on the screen, and online ordering for pickup.
Visitors spent about $20.68 billion in Hawaii in 2024.
Setup: Payments that work alongside TicketSpice for bookings, and fast check-in on the day.
About 800 Kona coffee farms grow on the slopes of Hualalai and Mauna Loa, and some have become tourist stops.
Setup: Farm store checkout during tours, and online sales shipped to the mainland.
Sources: Wikipedia, Plate lunch · Wikipedia, Tourism in Hawaii · Wikipedia, Kona coffee
No. ClearCost Payments is based in Aliso Viejo, California. Hawaii businesses work with us by phone, text, or email.
Yes. From Honolulu and Maui to Hilo, Kona, and Kauai, we work with businesses by phone, text, and email.
Yes. Send a payment link by text or email when guests book, then collect the rest at check-in.
Yes. Keep a card on file when the rental starts, and take payment when the gear comes back.
Opening a new business in Hawaii? Start here and we'll set you up from scratch.
Attach your last 2 months of statements if you have them. If not, send your details and we'll follow up.
No statements needed. Tell us about the business and we'll recommend the POS and payment setup that fits, then follow up to go over it.